Fri, 27 March 2020
Hoax or not, we are facing a recession. Jason Hartman discusses the suburban differences between China and the U.S. We should all expect to see Stimulus Maximus. How much debt can we handle before things don’t work out?
Our guest today is Venture Alliance Member Mike Zlotnik who is preparing for the good, bad and ugly.
[3:00] Hoax or not, we are facing a recession
[10:00] The U.S. is unlike China, think suburbia
[11:50] Stimulus Maximus
[14:00] How much debt is too much debt? Nobody knows
[19:30] How is the market responding to the Coronavirus right now?
[20:30] I cannot predict the future, just prepare for the good, bad, and the ugly
[29:15] Buying limited partner (LP) shares at a big discount
[31:30] A migration away from the dense areas of residence
Fri, 20 March 2020
In today’s episode, Jason is joined from across the world with Shenzhen, China local, Gary Halmbacher to discuss Black Swan Event Coronavirus. Gary shares his experiences with self-quarantining, and local changes just north of Hong Kong.
In the second segment, Jason is joined by Sarasota, Florida realtor, Jeff Twigg. Jason and Jeff discuss aspects of Dan Amerman’s workshop, including ALM. The two also discuss the unanticipated predictions made by Dan Amerman.
[3:05] Guest Gary, from Shenzhen, China explains being self-quarantined
[9:40] Guest Jeff Twigg
[13:11] Discussion on Dan Amerman workshop, and some of his surprising predictions
[16:45] The Roth IRA might go away?
[22:35] Means-testing for Social Security
[24:00] ALM Asset Liability Management Strategy
Direct download: AMA_311__ALM_ASSET_LIABILITY_MANAGEMENT_PROFITS_WITH_JEFF_TWIGG.mp3
Category:general -- posted at: 12:00pm EST
Mon, 16 March 2020
Jason Hartman speaks with returning guest and author of the book, “Heads I Win Tails You Lose,” Patrick Donohoe. The conversation touches on topics of an ever changing world culture that continues to reshape how we approach wealth, the freedom to do, and in what we find meaning. Despite some of the chaos and cultural decay, the 2020’s are going to bring some excitement to the world.
[20:40] It’s not freedom from having to do something, it’s freedom to do something.
[22:07] The order of magnitude: an interesting time in history where we are going to see massive change.
[24:00] The rising 3 billion, that aren’t online yet: If you think that society has benefited from sharing knowledge, you’re right.
[26:38] There will always be winners and losers
[28:40] The Ritz Carlton Slogan discussion “Systemize the predictable so you can humanize the exceptional.”
[32:27] People are still trying to find meaning in other things.
[33:16] A little bit of struggle is good for the human spirit
Fri, 13 March 2020
Jason Hartman is joined today by mortgage consultant and trainer, Jen Du Plessis. As a real estate investor, it’s great to gain insight on both sides of the mortgage business. Jason and Jen discuss GSE, QM and non-QM loans, as well as the great recession and where the pendulum has moved to now. This leads to a prediction of interest rates dropping even more.
But before that, Jason offers congratulations because rent is on the rise. Listen to some average rent rates across the country and plan accordingly.
[1:50] Investor Congratulations! Rents on the rise
[3:40] Book, “Debt, The First 5,000 Years” by David Graeber
[6:50] Not one person in a thousand can understand our monetary system
[9:00] Landlord vs tenant in NYC
[12:28] According to Yardi Matrix; About 1.5 million housing units were delivered over the last five years, and 3,000 more expected for delivery this year. A housing shortage? Yes!
[17:00] GSE: Government Sponsored Enterprise
[19:00] What’s QM? And what’s non-QM?
[29:16] From 2004, through the great recession, where is the pendulum now?
[30:20] Right now, the average mortgage company makes $457/loan they originate.
[32:30] Are we going to see interest rates go down even more?
Thu, 12 March 2020
Today, Jason Hartman and George Gammon discuss topics such as, The Doom Vortex/feedback loop, oil prices, bonds, and what the world needs to prepare for the Coronavirus fallout. COVID-19 is playing a big role in economic changes and Jason and George break down some of the less obvious concepts of how this plays out. Today’s episode dives deep into understanding the relationships existing in the global market.
[3:05] The big differences between the Coronavirus and the normal Flu are the R Naught Value, and Serious (non-fatal) Complication Rate
[9:25] COVID-19: a tougher, more hardy virus, living outside of the body
[12:00] A supply shock and a demand shock in the U.S.?
[16:05] How the corporate bond markets and the credit markets are affected by the crash in oil, Coronavirus and everything bubble turning into an everything crash
[14:15] The stock market is like buying in cyclical real estate markets
[28:15] When Triple B bonds get downgraded to junk bonds
[34:25] Sooner or later, companies like Tesla or Uber will need to sell equity to generate the cash they need to sustain themselves, especially in a recession
[40:10] During a recession, tax receipts plummet
Fri, 6 March 2020
Jason Hartman speaks with today’s returning guest, Adam, about current news including; another federal rate cut and COVID-19. While it’s hard to escape the COVID-19 discussion right now, it’s easy to plan for your financial future. Jason and Adam discuss the property investment benefits of an ever-increasing work-from-home environment.
Check out two new construction property profiles with a great debt coverage ratio. Also, be the first to see new properties in the Proforma by subscribing to the PropertyCast in the link below.
[1:30] Another rate cut by the not-so federal reserve
[4:40] COVID-19 may fade out by springtime
[7:00] The 100k bread-and-butter home holds a profit until your rent drops more than 20%
[9:00] New construction in Jacksonville
[10:37] Debt coverage ratio = how likely am I to ever get into trouble with this property
[13:00] Property Cast – uploaded Proformas in pdf form, distributed like a podcast
[17:30] A new construction in Palm Coast
[21:00] General health: stop high-fiving. Instead, maybe bow?
[24:45] The British government is telling people to avoid human contact for twelve weeks