Fri, 26 October 2018
Jason Hartman talks with Matthew Gardner, Chief Economist at Windermere Real Estate. The two discuss what's going on in the macro US economy, what's going on with home inventory levels, some of the easiest ways to lower home prices, and the Millennial's (mostly futile) quest to save up for a down payment and more.
[1:34] What's Matthew's take on what's going on in the macroeconomy
[4:22] What's going on with new home development? Will there be any break in inventory shortgage?
[8:35] The easiest way to lower home costs and ease the inventory crisis is by easing regulatory burdens
[12:10] Millenials are having a hard time saving up for a down payment and are asking for a loan from the bank of Mom & Dad
[14:56] Milennials want to live in the "exurbs" in townhomes, but home prices are pushing them out further
[17:21] It's taking a credit score of 740 to get a mortgage loan these days, but even if more people become eligible there's no inventory
[20:32] Factors that could trigger the next business cycle recession and what the next recession might look like
[24:50] Who are the "Boomerang Buyers" and how might they impact the single family rental rate growth?
Fri, 19 October 2018
Jason Hartman talks with Bill Janeway, an active venture capitalist, director of Magnet Systems and O'Reilly Media, Chairman of the Board of Trustees of Cambridge in America, and author of the recently revised and updated book Doing Capitalism in the Innovation Economy. The two discuss the 3 player game and the government's role on both the supply and demand side of the market, the digital revolution and the coming green revolution.
[1:27] How the thesis of the 3 player game came about
[5:24] There are markets that need government pushing the supply side of things for driving innovation, but sometimes the government even needs to be on the demand side, adding income to support the economy
[9:17] If the government hadn't jumped in on the demand side in the 2009 recession history has shown us what would have happened
[11:21] Wherever there's a market for assets there will be bubbles
[17:05] Why the digital revolution made Bill extend his book
[24:05] We've got a new challenge, a new technological revolution, which is the need for a new, green revolution
Fri, 12 October 2018
Jason Hartman talks with Ben Way, CEO of Digits, about how the future is going to look in the first part of their interview. The two start off discussing how Digits is going about turning regular credit cards into Cryptocards that allow you to spend your cryptocurrency but also hedge that purchase for a year. Then the two discuss the changes that automation is going to bring to our society, from dating to working, to risk aversion. Information is more available than ever before, is that actually holding us back?.
[1:17] How Digits converts your existing credit cards into crypto cards and gives you up to a 1 year hedge on your currency
[4:33] How the 1 year hedge is made possible
[8:47] Every innovation leads people to fear that everyone was going to lose their job and be displaced, but it's never really happened. Is this time different?
[12:19] What people forget about automation
[16:22] How do the logistics and hard drives of robots work?
[19:33] The plethora of information is making kids more risk averse
[23:15] The two things we get wrong when it comes to education